Czech finance calculators that just work
A set of Czech finance and tax calculators — net salary, OSVČ taxes & advances, VAT, mortgage, travel allowance, severance and more. Everything runs in your browser, free, no sign-up.
Calculators by area
Wages and employment — From gross to net salary and back, what an employee really costs, overtime and night supplements, sick pay, maternity pay, paid leave and severance pay.
Self-employed, agreements & tax — Monthly self-employed advances, flat-rate tax by band, and pay from a work agreement (DPP) or work activity agreement (DPČ).
Loans and investing — Mortgage and consumer loan payments, a full amortization schedule, growing savings via compound interest, and estimating annuity/investment returns.
Family and benefits — How much to draw monthly from the parental allowance, and the child tax credit.
Business and trade — VAT both ways, margin and markup from cost and selling price, travel allowance per km driven.
When payments are late — How much a bailiff deducts under the unattachable amount, and the statutory late-payment interest.
VAT calculator
Calculate Czech VAT (21 % and 12 %) from net price or backwards.
Mortgage calculator
Calculate the monthly mortgage payment, total paid and interest.
Loan calculator
Calculate the monthly loan payment, total cost and interest.
Net salary calculator
Calculate net salary from gross in Czechia: income tax, social and health insurance, taxpayer credit.
Compound interest & savings
Calculate the future value of savings with compound interest and regular deposits.
Margin & markup calculator
Calculate margin, markup and profit from cost and selling price.
OSVČ advances 2026
Minimum monthly self-employed (OSVČ) advances for social and health insurance in Czechia, 2026.
Flat-rate tax (OSVČ) 2026
Monthly flat-rate tax payment for Czech self-employed in 2026, all 3 bands (tax, social, health).
Travel allowance (car) 2026
Calculate the Czech 2026 travel allowance by car: base allowance CZK 5.
Gross from net salary
Find the gross salary matching a given net salary in Czechia, 2026.
Employer payroll cost
Calculate the total employer cost of a salary in Czechia, 2026: gross plus social (24.
Severance pay calculator
Calculate severance pay for dismissal on organisational grounds by length of employment (§67 Labour Code).
Annual leave calculator (in hours)
Calculate the annual leave entitlement in hours from weekly hours and weeks of leave.
Maternity benefit (PPM) 2026
Calculate the Czech maternity benefit (PPM) for 2026 from gross salary — daily amount and total over 28 weeks.
Sick pay 2026 (ČSSZ benefit)
Calculate Czech sick-pay benefit (from day 15) for 2026 from gross salary and days.
Attachment-exempt amount 2026
Calculate how much of your wage stays protected from garnishment in Czechia 2026, and how much can be deducted.
Wage supplements 2026
Calculate statutory Czech wage supplements for 2026 — overtime, night, weekend and holiday — from average hourly earnings.
Amortization schedule
Calculate a year-by-year loan or mortgage amortization schedule — principal, interest, balance.
Annuity calculator
Calculate the monthly income a saved capital pays out at a given interest rate over a drawdown period.
Parental allowance 2026
Calculate how long the parental allowance of CZK 350,000 (700,000 for multiples) lasts at your chosen monthly draw.
Child tax credit 2026
Calculate the Czech child tax credit (bonus) for 2026: CZK 15,204 / 22,320 / 27,840 per year for the 1st/2nd/3rd child.
Late-payment interest 2026
Calculate the statutory Czech late-payment interest for 2026 (11.
DPP (work performance agreement) calculator 2026
Calculate net pay from a Czech work agreement (DPP) 2026.
DPČ (work activity agreement) calculator 2026
Calculate net pay from a Czech part-time work agreement (DPČ) 2026.
Why Spočítáno?
- 🔒 Privacy. Numbers are computed in your browser and sent nowhere.
- ⚡ Instant. No waiting — results as you type.
- 🆓 Free, no account. Just open and calculate.
- 📅 Current rates. Parameters for 2026, including the July change for the self-employed — calculators are updated whenever the law changes.