Loan calculator
Calculate the monthly loan payment and total overpayment from amount, rate and term.
–monthly payment
–total paid
–of which interest
⚠️ Indicative calculation, rates current for 2026. Not a substitute for an accountant or tax advisor — verify important decisions with the Czech Financial Administration.
FAQ
Why isn't APR (RPSN) included?
APR also includes fees and insurance, not just interest. This calculator computes the pure annuity payment from the interest rate — the real APR will be higher.
Is the amount stored?
No, everything is computed locally in your browser.