Mortgage calculator
Calculate the monthly mortgage payment and total interest from amount, rate and term.
–monthly payment
–total paid
–of which interest
⚠️ Indicative calculation, rates current for 2026. Not a substitute for an accountant or tax advisor — verify important decisions with the Czech Financial Administration.
FAQ
How is the mortgage payment calculated?
Annuity payment: M = P·i / (1 − (1+i)⁻ⁿ), where P is the loan, i the monthly rate (annual/12) and n the number of months. Indicative — the bank may add fees.
Is it accurate?
It uses the standard annuity formula. A real bank offer may differ (insurance, fees, fixation). Treat it as indicative.