Annuity calculator
Calculate the monthly income a saved capital pays out at a given interest rate over a drawdown period (the capital is gradually used up).
–monthly income
–total paid out
⚠️ Indicative calculation, rates current for 2026. Not a substitute for an accountant or tax advisor — verify important decisions with the Czech Financial Administration.
FAQ
How does the annuity work?
A fixed monthly amount is paid from the saved capital while the remainder keeps earning interest. Over the chosen period the capital is drawn down to zero. It's a model at a constant rate.
Is the return guaranteed?
No, it assumes a constant rate. Real returns fluctuate and investments can be negative.