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Amortization schedule

Calculate a year-by-year amortization schedule for a loan or mortgage — interest, principal and remaining balance.

monthly payment

⚠️ Indicative calculation, rates current for 2026. Not a substitute for an accountant or tax advisor — verify important decisions with the Czech Financial Administration.

FAQ

What does the schedule show?

The annuity payment broken down year by year — early on more goes to interest, later to principal, with the declining balance. Indicative; the bank may add fees.

Is it a specific bank offer?

No, it's the standard annuity calculation. A real offer may differ (insurance, fees, fixation).